By entering and using this website, you signify your agreement to these terms of use. If you do not agree to abide by these terms of use, please do not access or use this website. We may, at our sole discretion, update or revise these terms of use at any time. Any updates or revisions of these terms of use will be effective immediately upon posting on the website. Please check these terms of use periodically for updates or revisions. Your continued access or use of this website following the posting of any updates or revisions to these terms of use constitutes confirmation of your acceptance of these terms of use as updated or revised.

YoManE grants you a limited, nonexclusive, revocable license to access and make personal, non-commercial use of the YoManE web site. Further, YoManE grants you a limited, nonexclusive and revocable right to create a hyperlink to the YoManE website, provided your link does not portray YoManE, its affiliates, the YoManE suppliers, or their respective goods or services in a false, misleading, derogatory, or otherwise offensive manner.

Although this website may be linked to other websites, YoManE is not, directly or indirectly, implying any approval, association, sponsorship, endorsement, or affiliation with any linked website, unless specifically stated herein. YoManE is not responsible for examining or evaluating, and we do not warrant the offerings of, any businesses or individuals or the content of their websites. YoManE does not assume any responsibility or liability for the actions, products and content of any other third parties. You should carefully review the privacy statements and other conditions of use, or any website which you access through a link from this web site. Your linking to any other off-site pages or other websites is at your own risk.

This website, and the information and any content contained herein are provided “as is” and “as available,” without warranty or condition of any kind, either express or implied. Without limitation of the foregoing, YoManE and its affiliates, subsidiaries, agents and their respective employees, contractors, directors, officers, and shareholders, specifically disclaim any and all warranties, including, but not limited to: (i) any warranties concerning the availability, accuracy, integration, appropriateness, reliability, completeness or timeliness, usefulness, arising from trade usage or course of dealing or course of performance, or otherwise of this website or the site content thereon; (ii) any warranty that this web site and YoManE’s other websites will be secure, uninterrupted, not delayed or suspended, unchanged or error free; and (iii) the implied warranties of quiet enjoyment, merchantability, merchantable quality, fitness for a particular purpose, fitness for licensee’s purpose, title, informational content, non-interference and noninfringement. YoManE makes no representations that the materials contained within this web site are appropriate for locations outside South Africa. If you use this web site from locations outside South Africa, you are responsible for compliance with any and all applicable local laws of the jurisdiction from which you access this website, including without limitation, the export and import regulations of other countries. This service is provided “as is” and “as available,” without warranty or condition of any kind, either express, implied, or otherwise. Without limitation of the foregoing, YoManE specifically disclaims all warranties, including the following. Firstly, we disclaim any warranties concerning the availability, accuracy, integration, appropriateness, reliability, completeness, timeliness, or usefulness, arising from trade usage or course of dealing or course of performance or otherwise, of this service. Secondly, we disclaim any warranty that the service will be secure, uninterrupted, not delayed or suspended, unchanged or error free or that we will correct any defects that are found. Thirdly, we disclaim the implied warranties of quiet enjoyment, merchantability, merchantable quality, and fitness for a particular purpose, fitness for licensee’s purpose, title, informational content, non-interference, and noninfringement. Any material that you download in connection with YoManE’s services is done entirely at your own risk. Any damages, including those to your computer system or related to data loss, are your responsibility. YoManE makes no representations that the materials contained within this service are appropriate for locations outside of South Africa. You are responsible for compliance with all applicable local laws of the location from which you access the service. The payment terms do not affect those statutory rights that you are entitled to as a consumer and that you cannot contractually agree to alter or waive.

Your use is at your own risk and none of the parties involved in creating, producing, or delivering or operating this web site is liable for any direct, incidental, consequential, indirect, or punitive damages, or any other losses, costs, or expenses of any kind (including legal fees, expert fees, or other disbursements) which may arise, directly or indirectly, (1) through the access to, use of, or browsing of this web site or (2) through your downloading of any materials, data, text, images, video or audio from this web site, including but not limited to anything caused by any viruses, bugs, human action or inaction or any computer system, phone line, hardware, software or program malfunctions, or any other errors, failures or delays in computer transmissions or network connections. Notwithstanding the fact that YoManE or other parties involved in creating, producing, or delivering this web site may monitor or review transmissions, postings, discussions, or chats, YoManE and all parties involved in creating, producing, delivering or operating this web site, assume no responsibility or liability which may arise from the content thereof, including but not limited to claims for defamation, libel, slander, obscenity, pornography, profanity, or misrepresentation. Your use of the service is at your own risk. We are not liable for any direct, incidental, consequential, indirect, special, exemplary, or punitive damages, or any other losses, costs, or expenses. We are not liable for damages, losses, costs, or expenses that arise directly or indirectly. We are not liable for damages, losses, costs, or expenses that arise through the access to, use of, or browsing of the service. We are not liable for damages, losses, costs, or expenses that arise through your downloading of any materials, data, text, images, video or audio from the service, including anything caused by any viruses, bugs, human action or inaction or any computer system, phone line, hardware, software or program malfunctions, or any other errors, failures or delays in computer transmissions or network connections. Losses include but are not limited to loss of profit, goodwill, business reputation, or data. Costs include but are not limited to the cost of procuring substitute services. Expenses include but are not limited to legal fees, expert fees, or other disbursement. In addition to the above, we are not liable to you for any other loss or damage incurred by you, including those that result from the following. First, we are not liable for damages, losses, costs, or expenses due to your reliance upon the accuracy, completeness or existence of any advertising on the website or any transaction you have had with a website advertiser or sponsor. Second, we are not liable for damages, losses, costs, or expenses due to any changes YoManE may have made to the services. Third, we are not liable for any cessation in the services or features thereof. Fourth, we are not liable for damages, losses, costs, or expenses due to the deletion or corruption of data maintained in or transmitted by the services. Fifth, we are not liable for damages, losses, costs, or expenses due to your failure to give us accurate information about your account or to keep your account information confidential and secure. Our liability under the agreement is limited to the net fees we receive from your payment transactions during the three-month period preceding the date you file your claim. These limitations of liability provisions apply irrespective of whether YoManE knew or should have known of the possibility that those losses could arise. These limitations apply even if there has been a failure of essential purpose or of any limited remedy. The payment terms do not exclude or limit YoManE’s liability for losses, costs, or expenses that may not be lawfully excluded or limited by applicable law.

Refund policies are determined and implemented by the individual merchant. If a client has a refund, return or exchange request for an order placed with a merchant, please contact the merchant directly. Each merchant is expected to clearly state their refund policy and to ensure the client fully understands those terms prior to completing their purchase. YoManE is not liable for any refunds or returns and no refunds are processed using the Payment Solution.